CASH FLOW MANAGEMENT
CASH INFLOW - INCOME
Employment income - Basic, Commission, Allowance   
Business income - Partnership, Sole proprietor   
Rental, Interest, Dividend income   
Other Income - Part-time income, pension, side-income   
CASH OUTFLOW - EXPENDITURE
Living expenses
Home - Mortgage Payment / Rental Payment / Maintenance fee   
Utilities - Gas, Water, Electricity, Cable TV   
Communication - Telephone, Mobile Phone, Internet   
Food - Family   
Clothing - Family   
Parents - Allowances, Support   
Others   
Children expenses
Education cost - School fee, Tuition fee   
Education support - Text book, Reference book   
Other learning skill - Piano course, Painting course   
Child care cost - Maid, baby sister   
Others   
Insurance, Investment & Medical expenses
Life Insurance - Life, Medical, Disease, Accident   
General Insurance - Property, Motor Vehicle   
Saving insurance-Investment link,Education   
Investment-Unit trust,storcks   
Endowment insurance   
Medical cost - Medical, Dental, Supplemantary   
Others   
Transportation expenses
Car repayment   
Petrol, Toll, Parking   
Car Maintenance   
Road Tax   
Others   
Statutory expenses
EPF contribution   
SOCSO deduction   
Taxes - Monthly deduction / monthly instalment   
Others   
Discretionary expenses
Recreation / Entertainment   
Vacation   
Renovation   
Household purchase   
Subcription - Membership, Newspaper, Magazine   
Others   
Debt repayments
Credit Card Repayment   
Personal Loan Repayment   
Instalments Scheme Repayment   
Other debts   
 
 
 
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