If you're starting a new business, it's likely that you'll have to put up some of the money yourself. The easiest way to provide your own financing is if you have savings you can use. If not, you'll have to think about other possibilities, such as:

Financing or funding and capital requirement are important elements in the start-up and growth of businesses. Generally, one would think of commercial banks to finance their capital requirement or business expansion purposes which offered very competitive financing packages by these financial institutions in the country. Of course, there are soft loans and grants under government agencies to cater for their financing needs at a much lower cost, such institutions include Small and Medium Industries Development Corporation (SMIDEC), Malaysia Trade Development Corporation (MATRADE), Malaysian Industrial Development Authority (MIDA) and relevant ministries ie. Ministry of Entrepreneur and Co-operative Development (MECD), Ministry of agricultural (MOA), Ministry of Science, Technology and Innovation (MOSTI) and Ministry of Rural Development (MRD). This illustrates the government's commitment and support in ensuring the business competitiveness through modernization and adaptation in order to access wider domestic and export market.

Nevertheless, many entrepreneurs today are overwhelmed with the business activities such as achieving the sales targets, operational problems and setting the company's directions in order to sustain and survive the ever competitive business of today both locally and globally. Few have actually been aware of the financial aspect and its importance which may affect the business directly in terms of profitability and future expansion prospect.

Our in-house pool of qualified professionals are readily to assist you securing the necessary financing which tailored specific needs and requirements at a competitive cost as we are constantly keep abreast of the current financing packages offered by various financial institutions.

To provide greater financial accessabilities, the Government through its agencies offers various grants and incentives to the SMEs. Partial grants are provided to finance product, process and quality improvements, market development, skills upgrading, factory audit and acquisition of strategic technology.

1. Small & Medium Industries Development Corporation (SMIDEC)
2. Malaysia External Trade Development Corporation (MATRADE)
3. National Productivity Corporation (NPC)
4. Malaysia Industrial Development Authority (MIDA)
5. Ministry of Entrepreneur and Co-operative Development (MECD)
6. Ministry of Agriculture and Agro-Based Industry (MOA)
7. Ministry of Science, Technology and Innovation (MOSTI)
8. Ministry of Rural Regional Development (MRD)
9. Malaysian Technology Development Corporation (MTDC)
10. Malaysia Venture Capital Management Berhad (MAVCAP)

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